Blog
Guides and ideas for tracking what you lend, owe, and own.
7 min readWhy I Built Recipro
I didn't want another app that made me log every coffee. I wanted one number that told me where I actually stood — across assets, countries, currencies, and money lent to people I love. So I built it.
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5 min readYou Don't Need to Track Every Coffee: The Case for Big-Picture Finances
Logging every latte and splitting your salary into a dozen budget envelopes isn't the only way to be financially healthy. For a lot of people, watching the trend is enough.
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4 min readWhy Bother Tracking Your Net Worth? The Case for the One Number That Matters
You know what net worth is. Here's why watching it — month after month — quietly changes how you make every financial decision.
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4 min readHow Many Months Could You Actually Stop Working? Meet the Chill Calculator
Your salary isn't the most reassuring number in your finances — this one is. Here's how to work out your financial runway, and let Recipro do it from your real numbers.
financial runwaysavingsfinancial independence
4 min readShare a Ledger: Let People See What They Owe — No Account, No Awkward Reminders
The hard part of lending isn't the money — it's bringing it up. A shared, read-only balance removes the need to mention it at all.
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4 min readYour Money Crosses Borders. Your Net Worth Should Keep Up.
If you hold more than one currency, a single-currency spreadsheet quietly lies to you. Here's how to see one honest total — and why history is the tricky part.
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4 min readPut Recipro on Your Home Screen (It's Not an App Store Download)
Even a big-picture money tracker needs to be one tap away. Here's how to install Recipro on your home screen in two taps — no app store required.
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4 min readHow to Track Money You Lend to Friends and Family
Informal loans are easy to forget and awkward to chase. Here's a simple system to keep every IOU straight without souring relationships.
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4 min readHow to Calculate Your Net Worth (and Why It Matters)
Net worth is the single clearest snapshot of your financial health. Here's how to calculate it and what to do with the number.
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