Track What You Lend, What You Owe, What You Own

Manage money lent to family and friends, track your growing assets, and see your complete financial picture — all in one place.

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Total Wealth

$127,450

View Details →

Assets (4)

$120,000

Ledgers (3)

+$7,450

Recent Activity

Marcus · Home Reno

Ledger

Initial loan · 2d ago

+$4,000

Emergency Fund

Asset

New asset · 1d ago

$15,000

Trip to Italy

Ledger

Hotel split · 3h ago

−$250

Why You Need to Track Your Money

Tracking money, managing ledgers, and building wealth shouldn't require complex spreadsheets and guesswork

Ledgers for Loans & Splits

Open a ledger for any money relationship — loans to friends, group trips, shared expenses. Log entries and the balance is always calculated for you

Your Total Wealth, at a Glance

Log savings, investments, and property in one place. Recipro tracks your net worth and shows how it changes over time

Multi-Currency, Zero Math

Track money in any currency. Everything is automatically converted to your home currency for a single, clear total

Reminders That Keep You Accountable

Set custom reminders on ledgers and assets so you never miss a follow-up, payment date, or portfolio check-in

See Exactly How It Works

Real UI, zero guesswork — see what you'll use every day

Ledgers
3 active

Name

Balance

Marcus · Home Reno

Money lent

+$4,000

Trip to Italy

Shared expenses

+$250

Sarah · Car repair

Money borrowed

-$600

Net balance+$3,650

Track Every Balance, Down to the Cent

Create ledgers for anything — money lent to family, shared trip expenses, running balances. Add credit and debit entries and your balance updates in real time.

  • Simple credit & debit journal for any purpose
  • Running balance always up to date
  • Track multiple currencies per ledger
  • Share ledgers with a link

Beyond Tracking Debts — Build Your Wealth

Track your assets, monitor net worth growth, and calculate your financial runway. See how long you can chill without working based on your total assets and lifestyle.

Track Your Wealth

Monitor all your assets in one place. From savings and investments to real estate and retirement accounts — get a complete view of your net worth.

  • 7 asset categories (Savings, Investments, Real Estate, etc.)
  • Historical value tracking and growth charts
  • Multi-currency support with automatic conversion
  • Total net worth calculation

Chill Calculator

How long can you go without working? Calculate your financial runway based on total assets, monthly expenses, and passive income streams.

  • See your months of financial freedom
  • Factor in passive income (rent, dividends, etc.)
  • Understand your burn rate
  • Plan for financial independence

Asset Breakdown

$120Ktotal
Savings
40%$48,000
Investments
30%$36,000
Real Estate
18%$21,600
Retirement
12%$14,400
Chill Calculator

18 months

of financial runway

Monthly expenses

$3,200

Passive income

+$800/mo

Start Tracking Your Wealth

Simple to Start, Easy to Use

Get up and running in minutes with our intuitive interface

Track with Ledgers

Step 1

Create a Ledger

Name it anything — a person, a trip, a project. One ledger per situation you want to track

Step 2

Add Entries

Record credits and debits as they happen. The running balance updates automatically after each entry

Step 3

Track & Share

See the current balance at a glance, set reminders, and share a link so both parties stay in sync

Swipe to see more

Track Your Wealth

Step 1

Add Your Assets

Add your savings, investments, real estate, crypto, and other assets to get a complete picture

Step 2

Track Your Growth

Update asset values over time and watch your net worth grow with historical tracking

Step 3

Calculate Your Chill

Find out how long you can live without working based on your assets, expenses, and passive income

Swipe to see more

Secure & Private

Your financial data is encrypted and never shared

Dedicated Support

We're here to help whenever you need us

Always Improving

New features and improvements added regularly

Start Tracking Your Money Today

Join thousands of people managing their finances, building wealth, and achieving financial clarity — all without spreadsheets

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