Track What You Lend, What You Owe, What You Own

Manage money lent to family and friends, track your growing assets, and see your complete financial picture — all in one place.

Owed to Me

$2,450

I Owe

$850

Total Assets

$48,320

Why You Need to Track Your Money

Managing loans, tracking assets, and building wealth shouldn't require complex spreadsheets and guesswork

Forgotten IOUs

Lost track of who owes what and when payments are due

Manual Calculations

Spreadsheets are messy and error-prone for tracking balances

Relationship Conflicts

Missing records lead to disputes and damaged trust

Scattered Asset Records

Assets spread across accounts with no clear picture of total wealth

Everything You Need to Track Money

Powerful features designed for managing personal loans and running tabs with family and friends

Running Tabs

Quick way to track ongoing expenses with contacts. Perfect for shared meals, split bills, or casual IOUs. Keep a running balance without formality.

  • Add expenses on the go
  • Automatic balance calculation

Formal Loans

Track money you lent or borrowed with full details. Configure interest rates and maintain complete transaction history.

  • Configure simple interest rates
  • Set payment due dates
  • Track lent and borrowed separately

Contact Management

Centralized profiles for all your borrowers and lenders. See complete history, outstanding balances, and all transactions in one place.

  • Complete transaction history
  • Phone and email integration

Interest Calculator

Transparent simple interest calculations. Set yearly or monthly rates, and see exactly how interest accrues over time.

  • Simple interest calculation
  • Daily rate calculations
  • Resets after each payment

Multi-Currency Support

Track loans, tabs, and assets in any currency. Automatic conversion to your default currency for a unified financial view.

  • Support for major currencies
  • Automatic exchange rate updates
  • Unified totals in your currency
Coming Soon

Payment Reminders

Never miss a payment due date. Get automated reminders for upcoming payments and overdue balances.

  • Automated due date alerts
  • Overdue payment notifications
  • Customizable reminder settings

Beyond Tracking Debts — Build Your Wealth

Track your assets, monitor net worth growth, and calculate your financial runway. See how long you can chill without working based on your total assets and lifestyle.

Track Your Wealth

Monitor all your assets in one place. From savings and investments to real estate and retirement accounts — get a complete view of your net worth.

  • 7 asset categories (Savings, Investments, Real Estate, etc.)
  • Historical value tracking and growth charts
  • Multi-currency support with automatic conversion
  • Total net worth calculation

Chill Calculator

How long can you go without working? Calculate your financial runway based on total assets, monthly expenses, and passive income streams.

  • See your months of financial freedom
  • Factor in passive income (rent, dividends, etc.)
  • Understand your burn rate
  • Plan for financial independence

Simple to Start, Easy to Use

Get up and running in minutes with our intuitive interface

Track Loans & Tabs

Step 1

Add a Contact

Create a profile for your friend, family member, or anyone you're lending to or borrowing from

Step 2

Create a Tab or Loan

Start a running tab for casual expenses or create a formal loan with interest and payment schedule

Step 3

Track & Get Paid

Record payments, get reminders, and maintain a complete history. Never lose track of money again

Track Your Wealth

Step 1

Add Your Assets

Add your savings, investments, real estate, crypto, and other assets to get a complete picture

Step 2

Track Your Growth

Update asset values over time and watch your net worth grow with historical tracking

Step 3

Calculate Your Chill

Find out how long you can live without working based on your assets, expenses, and passive income

Secure & Private

Your financial data is encrypted and never shared

Dedicated Support

We're here to help whenever you need us

Always Improving

New features and improvements added regularly

Start Tracking Your Money Today

Join thousands of people managing their loans, building wealth, and achieving financial clarity — all without spreadsheets

No credit card required • Free forever • Setup in under 2 minutes