Track What You Lend, What You Owe, What You Own

Manage money lent to family and friends, track your growing assets, and see your complete financial picture — all in one place.

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Total Wealth

$127,450

View Details →

Total Assets

$120,000

Net Balance

+$7,450

Loans

$5,200

Tabs

+$2,450

Assets

$120k

Recent Activity

Marcus Webb

Loan to · 2d ago

Active$4,000

Dinner at Nobu

Last entry by Sarah · 1h ago

Settled$85

Why You Need to Track Your Money

Managing loans, tracking assets, and building wealth shouldn't require complex spreadsheets and guesswork

Forgotten IOUs

Lost track of who owes what and when payments are due

Manual Calculations

Spreadsheets are messy and error-prone for tracking balances

Relationship Conflicts

Missing records lead to disputes and damaged trust

Scattered Asset Records

Assets spread across accounts with no clear picture of total wealth

See Exactly How It Works

Real UI, zero guesswork — see what you'll use every day

MW

Marcus Webb

Home renovation

Active
75%

$4,000

Paid$3,000
Interest$120
SJ

Sarah Johnson

Car repair

Overdue
50%

$1,200

Paid$600
Interest$45

Track Every Loan, Down to the Cent

Create formal loan records with interest rates, payment schedules, and complete history. Know exactly where every dollar went.

  • Set interest rates (yearly or monthly)
  • Track payments and see remaining balance
  • Payment progress with visual indicators
  • Separate tracking for lent and borrowed

Beyond Tracking Debts — Build Your Wealth

Track your assets, monitor net worth growth, and calculate your financial runway. See how long you can chill without working based on your total assets and lifestyle.

Track Your Wealth

Monitor all your assets in one place. From savings and investments to real estate and retirement accounts — get a complete view of your net worth.

  • 7 asset categories (Savings, Investments, Real Estate, etc.)
  • Historical value tracking and growth charts
  • Multi-currency support with automatic conversion
  • Total net worth calculation

Chill Calculator

How long can you go without working? Calculate your financial runway based on total assets, monthly expenses, and passive income streams.

  • See your months of financial freedom
  • Factor in passive income (rent, dividends, etc.)
  • Understand your burn rate
  • Plan for financial independence

Asset Breakdown

$120Ktotal
Savings
40%$48,000
Investments
30%$36,000
Real Estate
18%$21,600
Retirement
12%$14,400
Chill Calculator

18 months

of financial runway

Monthly expenses

$3,200

Passive income

+$800/mo

Start Tracking Your Wealth

Simple to Start, Easy to Use

Get up and running in minutes with our intuitive interface

Track Loans & Tabs

Step 1

Add a Contact

Create a profile for your friend, family member, or anyone you're lending to or borrowing from

Step 2

Create a Tab or Loan

Start a running tab for casual expenses or create a formal loan with interest and payment schedule

Step 3

Track & Get Paid

Record payments, get reminders, and maintain a complete history. Never lose track of money again

Swipe to see more

Track Your Wealth

Step 1

Add Your Assets

Add your savings, investments, real estate, crypto, and other assets to get a complete picture

Step 2

Track Your Growth

Update asset values over time and watch your net worth grow with historical tracking

Step 3

Calculate Your Chill

Find out how long you can live without working based on your assets, expenses, and passive income

Swipe to see more

Secure & Private

Your financial data is encrypted and never shared

Dedicated Support

We're here to help whenever you need us

Always Improving

New features and improvements added regularly

Start Tracking Your Money Today

Join thousands of people managing their loans, building wealth, and achieving financial clarity — all without spreadsheets

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No credit card required • Free forever • Setup in under 2 minutes